Mortgages & Protection for Film and TV Freelancers Across the UK

Whether you’re freelance, PAYE or somewhere in between — I help film and TV professionals find mortgage and protection advice that fits the way they really work.

From first-time buyers to re-mortgages and cover reviews, I offer straightforward, flexible support with a strong understanding of how the industry operates.

Let’s have a quick, no-obligation chat about your options. Fill out the form and I’ll be in touch to see how I can help.

Start Your Mortgage Conversation

What We do

At Frame by Frame Finance, we provide specialist mortgage and protection advice for film & TV Professionals

We understand that working in production doesn’t always fit neatly into the boxes most lenders expect — so we work with you to present your income clearly and confidently, whether you’re freelance, PAYE, or a mix of both.

We help our clients:

Get on the property ladder with first-time buyer mortgage advice tailored to freelance income
Remortgage or switch deals to avoid paying more than they need to
Secure protection policies like income protection, life cover, and critical illness cover
Access mortgage options with lenders who understand self-employed and short-term PAYE contracts
Feel informed and supported throughout the mortgage process — no jargon, no pressure

We’re here to take the stress out of finding a mortgage or sorting your protection — and make sure the advice you get actually reflects the way people in film, television, and production really work.

Our Services

why work with us?

We’re not just mortgage advisers — we’re people who understand how the UK film and TV industry actually works.

We know that freelance contracts, gaps between jobs, and fluctuating income can make applying for a mortgage or protection policy feel daunting. That’s why we offer clear, honest advice that fits the reality of your working life.

Here’s what sets us apart:

Industry Insight
With first-hand experience in film and TV, we understand the challenges freelancers and crew face when dealing with lenders.
Specialist Knowledge
We focus on mortgages and protection for self-employed, freelance, and contract workers — so you’re not having to explain how your income works from scratch.
No Jargon, No Pressure
We speak your language and keep things simple. You’ll always know where you stand.
Flexible Appointments
We work around production schedules, not just 9 to 5.
Tailored Solutions
Every client’s situation is different — we take time to understand yours and find the right fit.

Choosing the right adviser matters. We’re here to make the process easier, whether you’re buying your first home, switching deals, or getting the right protection in place for peace of mind.

Frequently Asked Questions

1. Can I get a mortgage if I’m freelance or self-employed in the film industry?

Yes — many of our clients are freelancers or contractors in film and TV. While the process can be slightly different, there are plenty of lenders who will consider non-traditional income, especially if it’s presented correctly. We help you do just that.

2. How many years of accounts do I need?

It depends on your set-up. Some lenders prefer two to three years of accounts, but others will accept one year if the rest of your application is strong. We’ll look at your situation and match you with the most suitable options.

3. What if I have a mix of PAYE and freelance work?

That’s very common in the industry, and not a problem. We’re used to working with hybrid income setups and can guide you through how best to present it to lenders.